PrimaCare or PrimaFlex — Appenzell Innerrhoden
Appenzell Innerrhoden: with Avenir, PrimaCare costs CHF 486.00 a month in 2026 and PrimaFlex CHF 477.90, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
PrimaFlex is the cheaper of the two here: CHF 97.20 saved per year against PrimaCare, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
PrimaCare is a "Family doctor" model. PrimaFlex is a "Telemedicine and others" model.
The price at every deductible
| Deductible | PrimaCare | PrimaFlex | Gap per year |
|---|---|---|---|
| 300 | CHF 486.00 | CHF 477.90 | CHF 97.20 |
| 500 | CHF 474.50 | CHF 466.90 | CHF 91.20 |
| 1'000 | CHF 445.50 | CHF 439.40 | CHF 73.20 |
| 1'500 | CHF 416.00 | CHF 411.40 | CHF 55.20 |
| 2'000 | CHF 387.00 | CHF 383.80 | CHF 38.40 |
| 2'500 | CHF 358.00 | CHF 356.30 | CHF 20.40 |
The comparison, region by region
- PrimaCare or PrimaFlex?
- Aargau
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.