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PrimaCare or PrimaFlex — Region 1, Valais

Region 1, Valais: with Avenir, PrimaCare costs CHF 551.20 a month in 2026 and PrimaFlex CHF 548.10, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

PrimaFlex is the cheaper of the two here: CHF 37.20 saved per year against PrimaCare, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

PrimaCare is a "Family doctor" model. PrimaFlex is a "Telemedicine and others" model.

  • PrimaCare

    Family doctor

    You pick a family doctor and always go to them first.

  • PrimaFlex

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductiblePrimaCarePrimaFlexGap per year
300CHF 551.20CHF 548.10CHF 37.20
500CHF 539.70CHF 537.10CHF 31.20
1'000CHF 510.70CHF 509.60CHF 13.20
1'500CHF 481.20CHF 481.60CHF 4.80
2'000CHF 452.20CHF 454.00CHF 21.60
2'500CHF 423.20CHF 426.50CHF 39.60

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.