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PrimaCare or PrimaFlex — Region 1, Fribourg

Region 1, Fribourg: with Avenir, PrimaCare costs CHF 563.70 a month in 2026 and PrimaFlex CHF 531.90, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

PrimaFlex is the cheaper of the two here: CHF 381.60 saved per year against PrimaCare, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

PrimaCare is a "Family doctor" model. PrimaFlex is a "Telemedicine and others" model.

  • PrimaCare

    Family doctor

    You pick a family doctor and always go to them first.

  • PrimaFlex

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductiblePrimaCarePrimaFlexGap per year
300CHF 563.70CHF 531.90CHF 381.60
500CHF 552.20CHF 520.90CHF 375.60
1'000CHF 523.20CHF 493.40CHF 357.60
1'500CHF 493.70CHF 465.40CHF 339.60
2'000CHF 464.70CHF 437.80CHF 322.80
2'500CHF 435.70CHF 410.30CHF 304.80

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.