KPT CPTwin.easy — Basel-Stadt
Basel-Stadt: the CPTwin.easy model from KPT costs CHF 643.00 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 643.00, CPTwin.easy is not the lowest premium here: CSS goes down to CHF 575.90. A named model does not guarantee the best price — it guarantees a care pathway.
On average, CPTwin.easy costs CHF 1'005.60 less per year than KPT's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 643.00 | CHF 598.00 |
| 500 | CHF 631.40 | CHF 587.20 |
| 1'000 | CHF 602.20 | CHF 560.00 |
| 1'500 | CHF 573.00 | CHF 532.90 |
| 2'500 | CHF 514.70 | CHF 478.70 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 518.00 | CHF 481.70 |
| 500 | CHF 506.40 | CHF 471.00 |
| 1'000 | CHF 477.20 | CHF 443.80 |
| 1'500 | CHF 448.00 | CHF 416.60 |
| 2'500 | CHF 389.70 | CHF 362.40 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 150.00 | CHF 139.50 |
| 200 | CHF 140.20 | CHF 130.30 |
| 400 | CHF 130.00 | CHF 120.90 |
| 600 | CHF 119.90 | CHF 111.50 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.