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KPT CPTwin.easy — Region 1, Fribourg

Region 1, Fribourg: the CPTwin.easy model from KPT costs CHF 545.70 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 545.70, CPTwin.easy is not the lowest premium here: Vivao Sympany goes down to CHF 501.10. A named model does not guarantee the best price — it guarantees a care pathway.

On average, CPTwin.easy costs CHF 816.00 less per year than KPT's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 545.70CHF 507.50
500CHF 534.10CHF 496.70
1'000CHF 504.90CHF 469.60
1'500CHF 475.70CHF 442.40
2'500CHF 417.40CHF 388.20

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 440.20CHF 409.40
500CHF 428.60CHF 398.60
1'000CHF 399.40CHF 371.40
1'500CHF 370.20CHF 344.30
2'500CHF 311.90CHF 290.10

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 126.80CHF 117.90
200CHF 116.80CHF 108.60
400CHF 106.70CHF 99.20
600CHF 96.70CHF 89.90

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.