KPT CPTwin.easy — Region 1, Bern
Region 1, Bern: the CPTwin.easy model from KPT costs CHF 611.90 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 611.90, CPTwin.easy is not the lowest premium here: Visana goes down to CHF 540.10. A named model does not guarantee the best price — it guarantees a care pathway.
On average, CPTwin.easy costs CHF 944.40 less per year than KPT's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 611.90 | CHF 569.10 |
| 500 | CHF 600.30 | CHF 558.30 |
| 1'000 | CHF 571.10 | CHF 531.10 |
| 1'500 | CHF 541.90 | CHF 504.00 |
| 2'500 | CHF 483.60 | CHF 449.70 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 493.10 | CHF 458.60 |
| 500 | CHF 481.50 | CHF 447.80 |
| 1'000 | CHF 452.30 | CHF 420.60 |
| 1'500 | CHF 423.10 | CHF 393.50 |
| 2'500 | CHF 364.80 | CHF 339.30 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 142.60 | CHF 132.60 |
| 200 | CHF 132.60 | CHF 123.30 |
| 400 | CHF 122.50 | CHF 113.90 |
| 600 | CHF 112.50 | CHF 104.60 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.