KPT CPTwin.easy — Geneva
Geneva: the CPTwin.easy model from KPT costs CHF 664.00 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 664.00, CPTwin.easy is not the lowest premium here: Assura-Basis goes down to CHF 604.30. A named model does not guarantee the best price — it guarantees a care pathway.
On average, CPTwin.easy costs CHF 1'046.40 less per year than KPT's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 664.00 | CHF 617.50 |
| 500 | CHF 652.40 | CHF 606.70 |
| 1'000 | CHF 623.20 | CHF 579.60 |
| 1'500 | CHF 594.00 | CHF 552.40 |
| 2'500 | CHF 535.70 | CHF 498.20 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 534.80 | CHF 497.40 |
| 500 | CHF 523.20 | CHF 486.60 |
| 1'000 | CHF 494.00 | CHF 459.40 |
| 1'500 | CHF 464.80 | CHF 432.30 |
| 2'500 | CHF 406.50 | CHF 378.00 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 155.20 | CHF 144.30 |
| 200 | CHF 145.20 | CHF 135.00 |
| 400 | CHF 135.10 | CHF 125.60 |
| 600 | CHF 125.10 | CHF 116.30 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.