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KPT CPTwin.easy — Geneva

Geneva: the CPTwin.easy model from KPT costs CHF 664.00 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 664.00, CPTwin.easy is not the lowest premium here: Assura-Basis goes down to CHF 604.30. A named model does not guarantee the best price — it guarantees a care pathway.

On average, CPTwin.easy costs CHF 1'046.40 less per year than KPT's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 664.00CHF 617.50
500CHF 652.40CHF 606.70
1'000CHF 623.20CHF 579.60
1'500CHF 594.00CHF 552.40
2'500CHF 535.70CHF 498.20

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 534.80CHF 497.40
500CHF 523.20CHF 486.60
1'000CHF 494.00CHF 459.40
1'500CHF 464.80CHF 432.30
2'500CHF 406.50CHF 378.00

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 155.20CHF 144.30
200CHF 145.20CHF 135.00
400CHF 135.10CHF 125.60
600CHF 125.10CHF 116.30

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.