KPT CPTwin.easy — Nidwalden
Nidwalden: the CPTwin.easy model from KPT costs CHF 443.20 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 443.20, CPTwin.easy is not the lowest premium here: Agrisano goes down to CHF 385.40. A named model does not guarantee the best price — it guarantees a care pathway.
On average, CPTwin.easy costs CHF 615.60 less per year than KPT's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 443.20 | CHF 412.20 |
| 500 | CHF 431.60 | CHF 401.40 |
| 1'000 | CHF 402.40 | CHF 374.20 |
| 1'500 | CHF 373.20 | CHF 347.10 |
| 2'500 | CHF 314.90 | CHF 292.90 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 358.20 | CHF 333.10 |
| 500 | CHF 346.60 | CHF 322.30 |
| 1'000 | CHF 317.40 | CHF 295.20 |
| 1'500 | CHF 288.20 | CHF 268.00 |
| 2'500 | CHF 229.90 | CHF 213.80 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 102.20 | CHF 95.00 |
| 200 | CHF 92.20 | CHF 85.70 |
| 400 | CHF 82.20 | CHF 76.40 |
| 600 | CHF 72.10 | CHF 67.00 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.