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KPT CPTwin.easy — Nidwalden

Nidwalden: the CPTwin.easy model from KPT costs CHF 443.20 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 443.20, CPTwin.easy is not the lowest premium here: Agrisano goes down to CHF 385.40. A named model does not guarantee the best price — it guarantees a care pathway.

On average, CPTwin.easy costs CHF 615.60 less per year than KPT's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 443.20CHF 412.20
500CHF 431.60CHF 401.40
1'000CHF 402.40CHF 374.20
1'500CHF 373.20CHF 347.10
2'500CHF 314.90CHF 292.90

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 358.20CHF 333.10
500CHF 346.60CHF 322.30
1'000CHF 317.40CHF 295.20
1'500CHF 288.20CHF 268.00
2'500CHF 229.90CHF 213.80

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 102.20CHF 95.00
200CHF 92.20CHF 85.70
400CHF 82.20CHF 76.40
600CHF 72.10CHF 67.00

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.