KPT CPTwin.easy — Region 2, Bern
Region 2, Bern: the CPTwin.easy model from KPT costs CHF 549.40 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 549.40, CPTwin.easy is not the lowest premium here: Visana goes down to CHF 493.60. A named model does not guarantee the best price — it guarantees a care pathway.
On average, CPTwin.easy costs CHF 823.20 less per year than KPT's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 549.40 | CHF 510.90 |
| 500 | CHF 537.80 | CHF 500.20 |
| 1'000 | CHF 508.60 | CHF 473.00 |
| 1'500 | CHF 479.40 | CHF 445.80 |
| 2'500 | CHF 421.10 | CHF 391.60 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 443.10 | CHF 412.10 |
| 500 | CHF 431.50 | CHF 401.30 |
| 1'000 | CHF 402.30 | CHF 374.10 |
| 1'500 | CHF 373.10 | CHF 347.00 |
| 2'500 | CHF 314.80 | CHF 292.80 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 127.70 | CHF 118.70 |
| 200 | CHF 117.70 | CHF 109.40 |
| 400 | CHF 107.60 | CHF 100.00 |
| 600 | CHF 97.60 | CHF 90.70 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.