KPT CPTwin.easy — Region 2, St. Gallen
Region 2, St. Gallen: the CPTwin.easy model from KPT costs CHF 472.60 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 472.60, CPTwin.easy is not the lowest premium here: Agrisano goes down to CHF 419.60. A named model does not guarantee the best price — it guarantees a care pathway.
On average, CPTwin.easy costs CHF 672.00 less per year than KPT's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 472.60 | CHF 439.50 |
| 500 | CHF 461.00 | CHF 428.70 |
| 1'000 | CHF 431.80 | CHF 401.60 |
| 1'500 | CHF 402.60 | CHF 374.40 |
| 2'500 | CHF 344.30 | CHF 320.20 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 381.70 | CHF 355.00 |
| 500 | CHF 370.10 | CHF 344.20 |
| 1'000 | CHF 340.90 | CHF 317.00 |
| 1'500 | CHF 311.70 | CHF 289.90 |
| 2'500 | CHF 253.40 | CHF 235.70 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 109.20 | CHF 101.50 |
| 200 | CHF 99.30 | CHF 92.30 |
| 400 | CHF 89.20 | CHF 82.90 |
| 600 | CHF 79.20 | CHF 73.60 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.