KPT CPTwin.easy — Region 2, Schaffhausen
Region 2, Schaffhausen: the CPTwin.easy model from KPT costs CHF 494.60 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 494.60, CPTwin.easy is not the lowest premium here: Agrisano goes down to CHF 433.80. A named model does not guarantee the best price — it guarantees a care pathway.
On average, CPTwin.easy costs CHF 715.20 less per year than KPT's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 494.60 | CHF 460.00 |
| 500 | CHF 483.00 | CHF 449.20 |
| 1'000 | CHF 453.80 | CHF 422.00 |
| 1'500 | CHF 424.60 | CHF 394.90 |
| 2'500 | CHF 366.30 | CHF 340.70 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 399.30 | CHF 371.30 |
| 500 | CHF 387.70 | CHF 360.60 |
| 1'000 | CHF 358.50 | CHF 333.40 |
| 1'500 | CHF 329.30 | CHF 306.20 |
| 2'500 | CHF 271.00 | CHF 252.00 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 114.50 | CHF 106.40 |
| 200 | CHF 104.50 | CHF 97.10 |
| 400 | CHF 94.50 | CHF 87.80 |
| 600 | CHF 84.40 | CHF 78.40 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.