KPT CPTwin.easy — Obwalden
Obwalden: the CPTwin.easy model from KPT costs CHF 484.50 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 484.50, CPTwin.easy is not the lowest premium here: Agrisano goes down to CHF 382.80. A named model does not guarantee the best price — it guarantees a care pathway.
On average, CPTwin.easy costs CHF 696.00 less per year than KPT's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 484.50 | CHF 450.60 |
| 500 | CHF 472.90 | CHF 439.80 |
| 1'000 | CHF 443.70 | CHF 412.60 |
| 1'500 | CHF 414.50 | CHF 385.50 |
| 2'500 | CHF 356.20 | CHF 331.30 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 391.20 | CHF 363.80 |
| 500 | CHF 379.60 | CHF 353.00 |
| 1'000 | CHF 350.40 | CHF 325.90 |
| 1'500 | CHF 321.20 | CHF 298.70 |
| 2'500 | CHF 262.90 | CHF 244.50 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 112.10 | CHF 104.20 |
| 200 | CHF 102.10 | CHF 94.90 |
| 400 | CHF 92.00 | CHF 85.50 |
| 600 | CHF 82.00 | CHF 76.20 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.