KPT CPTwin.easy — Region 1, Schaffhausen
Region 1, Schaffhausen: the CPTwin.easy model from KPT costs CHF 531.70 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 531.70, CPTwin.easy is not the lowest premium here: ÖKK goes down to CHF 480.30. A named model does not guarantee the best price — it guarantees a care pathway.
On average, CPTwin.easy costs CHF 788.40 less per year than KPT's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 531.70 | CHF 494.50 |
| 500 | CHF 520.10 | CHF 483.70 |
| 1'000 | CHF 490.90 | CHF 456.50 |
| 1'500 | CHF 461.70 | CHF 429.40 |
| 2'500 | CHF 403.40 | CHF 375.20 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 429.00 | CHF 399.00 |
| 500 | CHF 417.40 | CHF 388.20 |
| 1'000 | CHF 388.20 | CHF 361.00 |
| 1'500 | CHF 359.00 | CHF 333.90 |
| 2'500 | CHF 300.70 | CHF 279.70 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 123.40 | CHF 114.70 |
| 200 | CHF 113.50 | CHF 105.50 |
| 400 | CHF 103.40 | CHF 96.10 |
| 600 | CHF 93.30 | CHF 86.70 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.