KPT CPTwin.easy — Region 3, Bern
Region 3, Bern: the CPTwin.easy model from KPT costs CHF 515.00 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 515.00, CPTwin.easy is not the lowest premium here: Agrisano goes down to CHF 447.50. A named model does not guarantee the best price — it guarantees a care pathway.
On average, CPTwin.easy costs CHF 756.00 less per year than KPT's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 515.00 | CHF 479.00 |
| 500 | CHF 503.40 | CHF 468.20 |
| 1'000 | CHF 474.20 | CHF 441.00 |
| 1'500 | CHF 445.00 | CHF 413.90 |
| 2'500 | CHF 386.70 | CHF 359.60 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 415.60 | CHF 386.50 |
| 500 | CHF 404.00 | CHF 375.70 |
| 1'000 | CHF 374.80 | CHF 348.60 |
| 1'500 | CHF 345.60 | CHF 321.40 |
| 2'500 | CHF 287.30 | CHF 267.20 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 119.40 | CHF 111.00 |
| 200 | CHF 109.40 | CHF 101.70 |
| 400 | CHF 99.30 | CHF 92.30 |
| 600 | CHF 89.30 | CHF 83.00 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.