KPT CPTwin.easy — Thurgau
Thurgau: the CPTwin.easy model from KPT costs CHF 492.90 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 492.90, CPTwin.easy is not the lowest premium here: Agrisano goes down to CHF 429.70. A named model does not guarantee the best price — it guarantees a care pathway.
On average, CPTwin.easy costs CHF 711.60 less per year than KPT's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 492.90 | CHF 458.40 |
| 500 | CHF 481.30 | CHF 447.60 |
| 1'000 | CHF 452.10 | CHF 420.50 |
| 1'500 | CHF 422.90 | CHF 393.30 |
| 2'500 | CHF 364.60 | CHF 339.10 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 397.90 | CHF 370.00 |
| 500 | CHF 386.30 | CHF 359.30 |
| 1'000 | CHF 357.10 | CHF 332.10 |
| 1'500 | CHF 327.90 | CHF 304.90 |
| 2'500 | CHF 269.60 | CHF 250.70 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 114.00 | CHF 106.00 |
| 200 | CHF 104.00 | CHF 96.70 |
| 400 | CHF 94.00 | CHF 87.40 |
| 600 | CHF 83.90 | CHF 78.00 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.