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Sophie

KPT CPTwin.easy — Region 1, Ticino

Region 1, Ticino: the CPTwin.easy model from KPT costs CHF 649.70 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 649.70, CPTwin.easy is not the lowest premium here: Agrisano goes down to CHF 583.90. A named model does not guarantee the best price — it guarantees a care pathway.

On average, CPTwin.easy costs CHF 1'018.80 less per year than KPT's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 649.70CHF 604.20
500CHF 638.10CHF 593.40
1'000CHF 608.90CHF 566.30
1'500CHF 579.70CHF 539.10
2'500CHF 521.40CHF 484.90

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 523.40CHF 486.80
500CHF 511.80CHF 476.00
1'000CHF 482.60CHF 448.80
1'500CHF 453.40CHF 421.70
2'500CHF 395.10CHF 367.40

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 151.80CHF 141.10
200CHF 141.80CHF 131.80
400CHF 131.70CHF 122.40
600CHF 121.70CHF 113.10

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.