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Sophie

KPT CPTwin.easy — Region 1, Vaud

Region 1, Vaud: the CPTwin.easy model from KPT costs CHF 659.10 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 659.10, CPTwin.easy is not the lowest premium here: Atupri goes down to CHF 570.10. A named model does not guarantee the best price — it guarantees a care pathway.

On average, CPTwin.easy costs CHF 1'036.80 less per year than KPT's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 659.10CHF 613.00
500CHF 647.50CHF 602.20
1'000CHF 618.30CHF 575.00
1'500CHF 589.10CHF 547.90
2'500CHF 530.80CHF 493.60

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 530.90CHF 493.70
500CHF 519.30CHF 482.90
1'000CHF 490.10CHF 455.80
1'500CHF 460.90CHF 428.60
2'500CHF 402.60CHF 374.40

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 153.90CHF 143.10
200CHF 144.00CHF 133.90
400CHF 133.90CHF 124.50
600CHF 123.80CHF 115.10

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.