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Sophie

KPT CPTwin.easy — Region 2, Vaud

Region 2, Vaud: the CPTwin.easy model from KPT costs CHF 595.10 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 595.10, CPTwin.easy is not the lowest premium here: Assura-Basis goes down to CHF 537.30. A named model does not guarantee the best price — it guarantees a care pathway.

On average, CPTwin.easy costs CHF 912.00 less per year than KPT's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 595.10CHF 553.40
500CHF 583.50CHF 542.70
1'000CHF 554.30CHF 515.50
1'500CHF 525.10CHF 488.30
2'500CHF 466.80CHF 434.10

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 479.70CHF 446.10
500CHF 468.10CHF 435.30
1'000CHF 438.90CHF 408.20
1'500CHF 409.70CHF 381.00
2'500CHF 351.40CHF 326.80

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 138.70CHF 128.90
200CHF 128.70CHF 119.60
400CHF 118.70CHF 110.30
600CHF 108.50CHF 100.90

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.