KPT CPTwin.easy — Region 2, Vaud
Region 2, Vaud: the CPTwin.easy model from KPT costs CHF 595.10 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 595.10, CPTwin.easy is not the lowest premium here: Assura-Basis goes down to CHF 537.30. A named model does not guarantee the best price — it guarantees a care pathway.
On average, CPTwin.easy costs CHF 912.00 less per year than KPT's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 595.10 | CHF 553.40 |
| 500 | CHF 583.50 | CHF 542.70 |
| 1'000 | CHF 554.30 | CHF 515.50 |
| 1'500 | CHF 525.10 | CHF 488.30 |
| 2'500 | CHF 466.80 | CHF 434.10 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 479.70 | CHF 446.10 |
| 500 | CHF 468.10 | CHF 435.30 |
| 1'000 | CHF 438.90 | CHF 408.20 |
| 1'500 | CHF 409.70 | CHF 381.00 |
| 2'500 | CHF 351.40 | CHF 326.80 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 138.70 | CHF 128.90 |
| 200 | CHF 128.70 | CHF 119.60 |
| 400 | CHF 118.70 | CHF 110.30 |
| 600 | CHF 108.50 | CHF 100.90 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.