KPT CPTwin.easy — Zug
Zug: the CPTwin.easy model from KPT costs CHF 362.80 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 362.80, CPTwin.easy is not the lowest premium here: Agrisano goes down to CHF 335.10. A named model does not guarantee the best price — it guarantees a care pathway.
On average, CPTwin.easy costs CHF 458.40 less per year than KPT's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 362.80 | CHF 337.40 |
| 500 | CHF 351.20 | CHF 326.60 |
| 1'000 | CHF 322.00 | CHF 299.50 |
| 1'500 | CHF 292.80 | CHF 272.30 |
| 2'500 | CHF 234.50 | CHF 218.10 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 301.40 | CHF 280.30 |
| 500 | CHF 289.80 | CHF 269.50 |
| 1'000 | CHF 260.60 | CHF 242.40 |
| 1'500 | CHF 231.40 | CHF 215.20 |
| 2'500 | CHF 173.10 | CHF 161.00 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 82.80 | CHF 77.00 |
| 200 | CHF 72.80 | CHF 67.70 |
| 400 | CHF 62.80 | CHF 58.40 |
| 600 | CHF 52.70 | CHF 49.00 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.