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KPT CPTwin.easy — Zug

Zug: the CPTwin.easy model from KPT costs CHF 362.80 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 362.80, CPTwin.easy is not the lowest premium here: Agrisano goes down to CHF 335.10. A named model does not guarantee the best price — it guarantees a care pathway.

On average, CPTwin.easy costs CHF 458.40 less per year than KPT's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 362.80CHF 337.40
500CHF 351.20CHF 326.60
1'000CHF 322.00CHF 299.50
1'500CHF 292.80CHF 272.30
2'500CHF 234.50CHF 218.10

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 301.40CHF 280.30
500CHF 289.80CHF 269.50
1'000CHF 260.60CHF 242.40
1'500CHF 231.40CHF 215.20
2'500CHF 173.10CHF 161.00

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 82.80CHF 77.00
200CHF 72.80CHF 67.70
400CHF 62.80CHF 58.40
600CHF 52.70CHF 49.00

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.