KPT CPTwin.easy — Region 3, Zurich
Region 3, Zurich: the CPTwin.easy model from KPT costs CHF 502.90 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 502.90, CPTwin.easy is not the lowest premium here: Agrisano goes down to CHF 427.80. A named model does not guarantee the best price — it guarantees a care pathway.
On average, CPTwin.easy costs CHF 732.00 less per year than KPT's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 502.90 | CHF 467.70 |
| 500 | CHF 491.30 | CHF 456.90 |
| 1'000 | CHF 462.10 | CHF 429.80 |
| 1'500 | CHF 432.90 | CHF 402.60 |
| 2'500 | CHF 374.60 | CHF 348.40 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 405.90 | CHF 377.50 |
| 500 | CHF 394.30 | CHF 366.70 |
| 1'000 | CHF 365.10 | CHF 339.50 |
| 1'500 | CHF 335.90 | CHF 312.40 |
| 2'500 | CHF 277.60 | CHF 258.20 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 116.50 | CHF 108.30 |
| 200 | CHF 106.50 | CHF 99.00 |
| 400 | CHF 96.40 | CHF 89.60 |
| 600 | CHF 86.40 | CHF 80.30 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.