KPT CPTwin.plus — Uri
Uri: the CPTwin.plus model from KPT costs CHF 437.00 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 437.00, CPTwin.plus is not the lowest premium here: Agrisano goes down to CHF 376.60. A named model does not guarantee the best price — it guarantees a care pathway.
On average, CPTwin.plus costs CHF 654.00 less per year than KPT's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 437.00 | CHF 406.40 |
| 500 | CHF 425.40 | CHF 395.60 |
| 1'000 | CHF 396.20 | CHF 368.50 |
| 1'500 | CHF 367.00 | CHF 341.30 |
| 2'500 | CHF 308.70 | CHF 287.10 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 353.50 | CHF 328.80 |
| 500 | CHF 341.90 | CHF 318.00 |
| 1'000 | CHF 312.70 | CHF 290.80 |
| 1'500 | CHF 283.50 | CHF 263.70 |
| 2'500 | CHF 225.20 | CHF 209.40 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 100.40 | CHF 93.30 |
| 200 | CHF 90.60 | CHF 84.20 |
| 400 | CHF 80.60 | CHF 74.90 |
| 600 | CHF 70.70 | CHF 65.70 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.