KPT CPTwin.plus — Region 1, Vaud
Region 1, Vaud: the CPTwin.plus model from KPT costs CHF 640.60 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 640.60, CPTwin.plus is not the lowest premium here: Atupri goes down to CHF 570.10. A named model does not guarantee the best price — it guarantees a care pathway.
On average, CPTwin.plus costs CHF 1'258.80 less per year than KPT's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 640.60 | CHF 595.80 |
| 500 | CHF 629.00 | CHF 585.00 |
| 1'000 | CHF 599.80 | CHF 557.80 |
| 1'500 | CHF 570.60 | CHF 530.70 |
| 2'500 | CHF 512.30 | CHF 476.40 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 516.80 | CHF 480.60 |
| 500 | CHF 505.20 | CHF 469.80 |
| 1'000 | CHF 476.00 | CHF 442.70 |
| 1'500 | CHF 446.80 | CHF 415.50 |
| 2'500 | CHF 388.50 | CHF 361.30 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 148.50 | CHF 138.10 |
| 200 | CHF 139.00 | CHF 129.20 |
| 400 | CHF 129.30 | CHF 120.20 |
| 600 | CHF 119.50 | CHF 111.10 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.