KPT CPTwin.plus — Region 2, Vaud
Region 2, Vaud: the CPTwin.plus model from KPT costs CHF 568.00 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 568.00, CPTwin.plus is not the lowest premium here: Assura-Basis goes down to CHF 537.30. A named model does not guarantee the best price — it guarantees a care pathway.
On average, CPTwin.plus costs CHF 1'237.20 less per year than KPT's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 568.00 | CHF 528.20 |
| 500 | CHF 556.40 | CHF 517.50 |
| 1'000 | CHF 527.20 | CHF 490.30 |
| 1'500 | CHF 498.00 | CHF 463.10 |
| 2'500 | CHF 439.70 | CHF 408.90 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 459.30 | CHF 427.10 |
| 500 | CHF 447.70 | CHF 416.40 |
| 1'000 | CHF 418.50 | CHF 389.20 |
| 1'500 | CHF 389.30 | CHF 362.00 |
| 2'500 | CHF 331.00 | CHF 307.80 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 130.60 | CHF 121.40 |
| 200 | CHF 121.20 | CHF 112.70 |
| 400 | CHF 111.80 | CHF 103.90 |
| 600 | CHF 102.20 | CHF 95.00 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.