KPT CPTwin.plus — Region 1, Zurich
Region 1, Zurich: the CPTwin.plus model from KPT costs CHF 559.40 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 559.40, CPTwin.plus is not the lowest premium here: Atupri goes down to CHF 517.70. A named model does not guarantee the best price — it guarantees a care pathway.
On average, CPTwin.plus costs CHF 1'059.60 less per year than KPT's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 559.40 | CHF 520.20 |
| 500 | CHF 547.80 | CHF 509.50 |
| 1'000 | CHF 518.60 | CHF 482.30 |
| 1'500 | CHF 489.40 | CHF 455.10 |
| 2'500 | CHF 431.10 | CHF 400.90 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 451.90 | CHF 420.30 |
| 500 | CHF 440.30 | CHF 409.50 |
| 1'000 | CHF 411.10 | CHF 382.30 |
| 1'500 | CHF 381.90 | CHF 355.20 |
| 2'500 | CHF 323.60 | CHF 300.90 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 129.10 | CHF 120.00 |
| 200 | CHF 119.40 | CHF 111.00 |
| 400 | CHF 109.70 | CHF 102.00 |
| 600 | CHF 100.00 | CHF 93.00 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.