KPT CPTwin.plus — Region 2, Zurich
Region 2, Zurich: the CPTwin.plus model from KPT costs CHF 505.40 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 505.40, CPTwin.plus is not the lowest premium here: Agrisano goes down to CHF 467.90. A named model does not guarantee the best price — it guarantees a care pathway.
On average, CPTwin.plus costs CHF 799.20 less per year than KPT's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 505.40 | CHF 470.00 |
| 500 | CHF 493.80 | CHF 459.20 |
| 1'000 | CHF 464.60 | CHF 432.10 |
| 1'500 | CHF 435.40 | CHF 404.90 |
| 2'500 | CHF 377.10 | CHF 350.70 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 408.20 | CHF 379.60 |
| 500 | CHF 396.60 | CHF 368.80 |
| 1'000 | CHF 367.40 | CHF 341.70 |
| 1'500 | CHF 338.20 | CHF 314.50 |
| 2'500 | CHF 279.90 | CHF 260.30 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 116.80 | CHF 108.60 |
| 200 | CHF 106.90 | CHF 99.40 |
| 400 | CHF 97.00 | CHF 90.20 |
| 600 | CHF 87.00 | CHF 80.90 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.