ÖKK Télémédecine — Appenzell Ausserrhoden
Appenzell Ausserrhoden: the Télémédecine model from ÖKK costs CHF 459.40 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 459.40, Télémédecine is not the lowest premium here: Agrisano goes down to CHF 412.30. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Télémédecine costs CHF 511.20 less per year than ÖKK's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 459.40 | CHF 427.30 |
| 500 | CHF 447.80 | CHF 416.50 |
| 1'000 | CHF 418.60 | CHF 389.30 |
| 1'500 | CHF 389.40 | CHF 362.20 |
| 2'000 | CHF 360.30 | CHF 335.10 |
| 2'500 | CHF 331.10 | CHF 308.00 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 344.50 | CHF 320.40 |
| 500 | CHF 332.90 | CHF 309.60 |
| 1'000 | CHF 303.70 | CHF 282.50 |
| 1'500 | CHF 274.50 | CHF 255.30 |
| 2'000 | CHF 245.40 | CHF 228.30 |
| 2'500 | CHF 216.20 | CHF 201.10 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 114.90 | CHF 106.90 |
| 200 | CHF 103.30 | CHF 96.10 |
| 400 | CHF 91.60 | CHF 85.20 |
| 600 | CHF 79.90 | CHF 74.40 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.