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ÖKK Télémédecine — Region 1, Schaffhausen

Region 1, Schaffhausen: the Télémédecine model from ÖKK costs CHF 505.10 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 505.10, Télémédecine is not the lowest premium here: ÖKK goes down to CHF 480.30. A named model does not guarantee the best price — it guarantees a care pathway.

On average, Télémédecine costs CHF 562.80 less per year than ÖKK's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 505.10CHF 469.80
500CHF 493.50CHF 459.00
1'000CHF 464.30CHF 431.80
1'500CHF 435.10CHF 404.70
2'000CHF 406.00CHF 377.60
2'500CHF 376.80CHF 350.50

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 404.10CHF 375.90
500CHF 392.50CHF 365.10
1'000CHF 363.30CHF 337.90
1'500CHF 334.10CHF 310.80
2'000CHF 305.00CHF 283.70
2'500CHF 275.80CHF 256.50

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 111.20CHF 103.50
200CHF 99.60CHF 92.70
400CHF 87.90CHF 81.80
600CHF 76.20CHF 70.90

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.