ÖKK Télémédecine — Region 3, St. Gallen
Region 3, St. Gallen: the Télémédecine model from ÖKK costs CHF 464.90 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 464.90, Télémédecine is not the lowest premium here: Agrisano goes down to CHF 401.60. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Télémédecine costs CHF 517.20 less per year than ÖKK's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 464.90 | CHF 432.40 |
| 500 | CHF 453.30 | CHF 421.60 |
| 1'000 | CHF 424.10 | CHF 394.50 |
| 1'500 | CHF 394.90 | CHF 367.30 |
| 2'000 | CHF 365.80 | CHF 340.20 |
| 2'500 | CHF 336.60 | CHF 313.10 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 337.00 | CHF 313.50 |
| 500 | CHF 325.40 | CHF 302.70 |
| 1'000 | CHF 296.20 | CHF 275.50 |
| 1'500 | CHF 267.00 | CHF 248.40 |
| 2'000 | CHF 237.90 | CHF 221.30 |
| 2'500 | CHF 208.70 | CHF 194.10 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 102.30 | CHF 95.20 |
| 200 | CHF 90.70 | CHF 84.40 |
| 400 | CHF 79.00 | CHF 73.50 |
| 600 | CHF 67.30 | CHF 62.60 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.