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ÖKK Télémédecine — Region 2, Schaffhausen

Region 2, Schaffhausen: the Télémédecine model from ÖKK costs CHF 471.30 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 471.30, Télémédecine is not the lowest premium here: Agrisano goes down to CHF 433.80. A named model does not guarantee the best price — it guarantees a care pathway.

On average, Télémédecine costs CHF 524.40 less per year than ÖKK's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 471.30CHF 438.40
500CHF 459.70CHF 427.60
1'000CHF 430.50CHF 400.40
1'500CHF 401.30CHF 373.30
2'000CHF 372.20CHF 346.20
2'500CHF 343.00CHF 319.00

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 377.00CHF 350.70
500CHF 365.40CHF 339.90
1'000CHF 336.20CHF 312.70
1'500CHF 307.00CHF 285.60
2'000CHF 277.90CHF 258.50
2'500CHF 248.70CHF 231.30

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 103.70CHF 96.50
200CHF 92.10CHF 85.70
400CHF 80.40CHF 74.80
600CHF 68.70CHF 63.90

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.