ÖKK Télémédecine — Region 1, St. Gallen
Region 1, St. Gallen: the Télémédecine model from ÖKK costs CHF 505.10 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 505.10, Télémédecine is not the lowest premium here: Sanitas goes down to CHF 479.65. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Télémédecine costs CHF 562.80 less per year than ÖKK's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 505.10 | CHF 469.80 |
| 500 | CHF 493.50 | CHF 459.00 |
| 1'000 | CHF 464.30 | CHF 431.80 |
| 1'500 | CHF 435.10 | CHF 404.70 |
| 2'000 | CHF 406.00 | CHF 377.60 |
| 2'500 | CHF 376.80 | CHF 350.50 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 366.20 | CHF 340.60 |
| 500 | CHF 354.60 | CHF 329.80 |
| 1'000 | CHF 325.40 | CHF 302.70 |
| 1'500 | CHF 296.20 | CHF 275.50 |
| 2'000 | CHF 267.10 | CHF 248.50 |
| 2'500 | CHF 237.90 | CHF 221.30 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 111.20 | CHF 103.50 |
| 200 | CHF 99.60 | CHF 92.70 |
| 400 | CHF 87.90 | CHF 81.80 |
| 600 | CHF 76.20 | CHF 70.90 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.