ÖKK Télémédecine — Region 2, Bern
Region 2, Bern: the Télémédecine model from ÖKK costs CHF 523.40 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 523.40, Télémédecine is not the lowest premium here: Visana goes down to CHF 493.60. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Télémédecine costs CHF 583.20 less per year than ÖKK's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 523.40 | CHF 486.80 |
| 500 | CHF 511.80 | CHF 476.00 |
| 1'000 | CHF 482.60 | CHF 448.90 |
| 1'500 | CHF 453.40 | CHF 421.70 |
| 2'000 | CHF 424.30 | CHF 394.60 |
| 2'500 | CHF 395.10 | CHF 367.50 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 379.50 | CHF 353.00 |
| 500 | CHF 367.90 | CHF 342.20 |
| 1'000 | CHF 338.70 | CHF 315.00 |
| 1'500 | CHF 309.50 | CHF 287.90 |
| 2'000 | CHF 280.40 | CHF 260.80 |
| 2'500 | CHF 251.20 | CHF 233.70 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 115.20 | CHF 107.20 |
| 200 | CHF 103.60 | CHF 96.40 |
| 400 | CHF 91.90 | CHF 85.50 |
| 600 | CHF 80.20 | CHF 74.60 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.