ÖKK Télémédecine — Obwalden
Obwalden: the Télémédecine model from ÖKK costs CHF 449.30 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 449.30, Télémédecine is not the lowest premium here: Agrisano goes down to CHF 382.80. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Télémédecine costs CHF 500.40 less per year than ÖKK's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 449.30 | CHF 417.90 |
| 500 | CHF 437.70 | CHF 407.10 |
| 1'000 | CHF 408.50 | CHF 380.00 |
| 1'500 | CHF 379.30 | CHF 352.80 |
| 2'000 | CHF 350.20 | CHF 325.70 |
| 2'500 | CHF 321.00 | CHF 298.60 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 337.00 | CHF 313.50 |
| 500 | CHF 325.40 | CHF 302.70 |
| 1'000 | CHF 296.20 | CHF 275.50 |
| 1'500 | CHF 267.00 | CHF 248.40 |
| 2'000 | CHF 237.90 | CHF 221.30 |
| 2'500 | CHF 208.70 | CHF 194.10 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 112.40 | CHF 104.60 |
| 200 | CHF 100.80 | CHF 93.80 |
| 400 | CHF 89.10 | CHF 82.90 |
| 600 | CHF 77.40 | CHF 72.00 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.