ÖKK Télémédecine — Region 1, Bern
Region 1, Bern: the Télémédecine model from ÖKK costs CHF 608.50 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 608.50, Télémédecine is not the lowest premium here: Visana goes down to CHF 540.10. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Télémédecine costs CHF 678.00 less per year than ÖKK's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 608.50 | CHF 566.00 |
| 500 | CHF 596.90 | CHF 555.20 |
| 1'000 | CHF 567.70 | CHF 528.00 |
| 1'500 | CHF 538.50 | CHF 500.90 |
| 2'000 | CHF 509.40 | CHF 473.80 |
| 2'500 | CHF 480.20 | CHF 446.60 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 441.20 | CHF 410.40 |
| 500 | CHF 429.60 | CHF 399.60 |
| 1'000 | CHF 400.40 | CHF 372.40 |
| 1'500 | CHF 371.20 | CHF 345.30 |
| 2'000 | CHF 342.10 | CHF 318.20 |
| 2'500 | CHF 312.90 | CHF 291.00 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 133.90 | CHF 124.60 |
| 200 | CHF 122.30 | CHF 113.80 |
| 400 | CHF 110.60 | CHF 102.90 |
| 600 | CHF 98.90 | CHF 92.00 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.