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ÖKK Télémédecine — Region 1, Bern

Region 1, Bern: the Télémédecine model from ÖKK costs CHF 608.50 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 608.50, Télémédecine is not the lowest premium here: Visana goes down to CHF 540.10. A named model does not guarantee the best price — it guarantees a care pathway.

On average, Télémédecine costs CHF 678.00 less per year than ÖKK's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 608.50CHF 566.00
500CHF 596.90CHF 555.20
1'000CHF 567.70CHF 528.00
1'500CHF 538.50CHF 500.90
2'000CHF 509.40CHF 473.80
2'500CHF 480.20CHF 446.60

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 441.20CHF 410.40
500CHF 429.60CHF 399.60
1'000CHF 400.40CHF 372.40
1'500CHF 371.20CHF 345.30
2'000CHF 342.10CHF 318.20
2'500CHF 312.90CHF 291.00

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 133.90CHF 124.60
200CHF 122.30CHF 113.80
400CHF 110.60CHF 102.90
600CHF 98.90CHF 92.00

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.