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ÖKK Télémédecine — Neuchâtel

Neuchâtel: the Télémédecine model from ÖKK costs CHF 624.40 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 624.40, Télémédecine is not the lowest premium here: Visana goes down to CHF 554.20. A named model does not guarantee the best price — it guarantees a care pathway.

On average, Télémédecine costs CHF 607.20 less per year than ÖKK's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 624.40CHF 580.70
500CHF 612.80CHF 570.00
1'000CHF 583.60CHF 542.80
1'500CHF 554.40CHF 515.60
2'000CHF 525.30CHF 488.60
2'500CHF 496.10CHF 461.40

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 499.50CHF 464.60
500CHF 487.90CHF 453.80
1'000CHF 458.70CHF 426.60
1'500CHF 429.50CHF 399.50
2'000CHF 400.40CHF 372.40
2'500CHF 371.20CHF 345.30

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 156.10CHF 145.20
200CHF 144.50CHF 134.40
400CHF 132.80CHF 123.60
600CHF 121.10CHF 112.70

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.