ÖKK Télémédecine — Region 3, Lucerne
Region 3, Lucerne: the Télémédecine model from ÖKK costs CHF 464.00 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 464.00, Télémédecine is not the lowest premium here: Agrisano goes down to CHF 414.30. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Télémédecine costs CHF 516.00 less per year than ÖKK's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 464.00 | CHF 431.60 |
| 500 | CHF 452.40 | CHF 420.80 |
| 1'000 | CHF 423.20 | CHF 393.60 |
| 1'500 | CHF 394.00 | CHF 366.50 |
| 2'000 | CHF 364.90 | CHF 339.40 |
| 2'500 | CHF 335.70 | CHF 312.30 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 348.00 | CHF 323.70 |
| 500 | CHF 336.40 | CHF 312.90 |
| 1'000 | CHF 307.20 | CHF 285.70 |
| 1'500 | CHF 278.00 | CHF 258.60 |
| 2'000 | CHF 248.90 | CHF 231.50 |
| 2'500 | CHF 219.70 | CHF 204.40 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 102.10 | CHF 95.00 |
| 200 | CHF 90.50 | CHF 84.20 |
| 400 | CHF 78.80 | CHF 73.30 |
| 600 | CHF 67.10 | CHF 62.50 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.