ÖKK Télémédecine — Region 3, Grisons
Region 3, Grisons: the Télémédecine model from ÖKK costs CHF 432.80 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 432.80, Télémédecine is not the lowest premium here: vita surselva goes down to CHF 404.70. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Télémédecine costs CHF 482.40 less per year than ÖKK's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 432.80 | CHF 402.60 |
| 500 | CHF 421.20 | CHF 391.80 |
| 1'000 | CHF 392.00 | CHF 364.60 |
| 1'500 | CHF 362.80 | CHF 337.50 |
| 2'000 | CHF 333.70 | CHF 310.40 |
| 2'500 | CHF 304.50 | CHF 283.20 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 324.60 | CHF 301.90 |
| 500 | CHF 313.00 | CHF 291.10 |
| 1'000 | CHF 283.80 | CHF 264.00 |
| 1'500 | CHF 254.60 | CHF 236.80 |
| 2'000 | CHF 225.50 | CHF 209.80 |
| 2'500 | CHF 196.30 | CHF 182.60 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 103.90 | CHF 96.70 |
| 200 | CHF 92.30 | CHF 85.90 |
| 400 | CHF 80.60 | CHF 75.00 |
| 600 | CHF 68.90 | CHF 64.10 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.