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ÖKK Télémédecine — Region 1, Grisons

Region 1, Grisons: the Télémédecine model from ÖKK costs CHF 471.30 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 471.30, Télémédecine is not the lowest premium here: Sanitas goes down to CHF 453.60. A named model does not guarantee the best price — it guarantees a care pathway.

On average, Télémédecine costs CHF 524.40 less per year than ÖKK's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 471.30CHF 438.40
500CHF 459.70CHF 427.60
1'000CHF 430.50CHF 400.40
1'500CHF 401.30CHF 373.30
2'000CHF 372.20CHF 346.20
2'500CHF 343.00CHF 319.00

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 353.50CHF 328.80
500CHF 341.90CHF 318.00
1'000CHF 312.70CHF 290.90
1'500CHF 283.50CHF 263.70
2'000CHF 254.40CHF 236.60
2'500CHF 225.20CHF 209.50

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 113.10CHF 105.20
200CHF 101.50CHF 94.40
400CHF 89.80CHF 83.60
600CHF 78.10CHF 72.70

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.