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Managed Care or Visana Tel Doc — Aargau

Aargau: with Visana, Managed Care costs CHF 494.00 a month in 2026 and Visana Tel Doc CHF 530.10, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Managed Care is the cheaper of the two here: CHF 433.20 saved per year against Visana Tel Doc, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Managed Care is a "Group practice (HMO)" model. Visana Tel Doc is a "Telemedicine and others" model.

  • Managed Care

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

  • Visana Tel Doc

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleManaged CareVisana Tel DocGap per year
300CHF 494.00CHF 530.10CHF 433.20
500CHF 487.30CHF 523.40CHF 433.20
1'000CHF 453.10CHF 489.20CHF 433.20
1'500CHF 424.00CHF 460.10CHF 433.20
2'000CHF 394.80CHF 430.90CHF 433.20
2'500CHF 365.60CHF 401.70CHF 433.20

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.