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Managed Care or Visana Tel Doc — Region 2, Fribourg

Region 2, Fribourg: with Visana, Managed Care costs CHF 465.20 a month in 2026 and Visana Tel Doc CHF 474.20, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Managed Care is the cheaper of the two here: CHF 108.00 saved per year against Visana Tel Doc, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Managed Care is a "Group practice (HMO)" model. Visana Tel Doc is a "Telemedicine and others" model.

  • Managed Care

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

  • Visana Tel Doc

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleManaged CareVisana Tel DocGap per year
300CHF 465.20CHF 474.20CHF 108.00
500CHF 458.50CHF 467.60CHF 109.20
1'000CHF 424.40CHF 433.40CHF 108.00
1'500CHF 395.20CHF 404.20CHF 108.00
2'000CHF 366.00CHF 375.10CHF 109.20
2'500CHF 336.90CHF 345.90CHF 108.00

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.