Managed Care or Visana Tel Doc — Obwalden
Obwalden: with Visana, Managed Care costs CHF 431.70 a month in 2026 and Visana Tel Doc CHF 426.20, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
Visana Tel Doc is the cheaper of the two here: CHF 66.00 saved per year against Managed Care, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
Managed Care is a "Group practice (HMO)" model. Visana Tel Doc is a "Telemedicine and others" model.
- Managed Care
Group practice (HMO)
You go to a designated group practice, which coordinates your care.
- Visana Tel Doc
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.
The price at every deductible
| Deductible | Managed Care | Visana Tel Doc | Gap per year |
|---|---|---|---|
| 300 | CHF 431.70 | CHF 426.20 | CHF 66.00 |
| 500 | CHF 425.00 | CHF 419.50 | CHF 66.00 |
| 1'000 | CHF 390.80 | CHF 385.30 | CHF 66.00 |
| 1'500 | CHF 361.70 | CHF 356.20 | CHF 66.00 |
| 2'000 | CHF 332.50 | CHF 327.00 | CHF 66.00 |
| 2'500 | CHF 303.30 | CHF 297.80 | CHF 66.00 |
The comparison, region by region
- Managed Care or Visana Tel Doc?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.