Skip to content
Sophie

Managed Care or Visana Tel Doc — Region 2, Lucerne

Region 2, Lucerne: with Visana, Managed Care costs CHF 485.30 a month in 2026 and Visana Tel Doc CHF 493.70, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Managed Care is the cheaper of the two here: CHF 100.80 saved per year against Visana Tel Doc, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Managed Care is a "Group practice (HMO)" model. Visana Tel Doc is a "Telemedicine and others" model.

  • Managed Care

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

  • Visana Tel Doc

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleManaged CareVisana Tel DocGap per year
300CHF 485.30CHF 493.70CHF 100.80
500CHF 478.70CHF 487.10CHF 100.80
1'000CHF 444.50CHF 452.90CHF 100.80
1'500CHF 415.30CHF 423.70CHF 100.80
2'000CHF 386.20CHF 394.60CHF 100.80
2'500CHF 357.00CHF 365.40CHF 100.80

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.