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Managed Care or Visana Tel Doc — Uri

Uri: with Visana, Managed Care costs CHF 416.40 a month in 2026 and Visana Tel Doc CHF 415.90, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Visana Tel Doc is the cheaper of the two here: CHF 6.00 saved per year against Managed Care, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Managed Care is a "Group practice (HMO)" model. Visana Tel Doc is a "Telemedicine and others" model.

  • Managed Care

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

  • Visana Tel Doc

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleManaged CareVisana Tel DocGap per year
300CHF 416.40CHF 415.90CHF 6.00
500CHF 409.80CHF 409.30CHF 6.00
1'000CHF 375.60CHF 375.10CHF 6.00
1'500CHF 346.40CHF 345.90CHF 6.00
2'000CHF 317.30CHF 316.80CHF 6.00
2'500CHF 288.10CHF 287.60CHF 6.00

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.