Managed Care or Visana Tel Doc — Region 1, Bern
Region 1, Bern: with Visana, Managed Care costs CHF 592.00 a month in 2026 and Visana Tel Doc CHF 585.30, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
Visana Tel Doc is the cheaper of the two here: CHF 80.40 saved per year against Managed Care, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
Managed Care is a "Group practice (HMO)" model. Visana Tel Doc is a "Telemedicine and others" model.
- Managed Care
Group practice (HMO)
You go to a designated group practice, which coordinates your care.
- Visana Tel Doc
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.
The price at every deductible
| Deductible | Managed Care | Visana Tel Doc | Gap per year |
|---|---|---|---|
| 300 | CHF 592.00 | CHF 585.30 | CHF 80.40 |
| 500 | CHF 585.30 | CHF 578.70 | CHF 79.20 |
| 1'000 | CHF 551.10 | CHF 544.50 | CHF 79.20 |
| 1'500 | CHF 522.00 | CHF 515.30 | CHF 80.40 |
| 2'000 | CHF 492.80 | CHF 486.20 | CHF 79.20 |
| 2'500 | CHF 463.60 | CHF 457.00 | CHF 79.20 |
The comparison, region by region
- Managed Care or Visana Tel Doc?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.