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Managed Care or Visana Tel Doc — Region 1, Vaud

Region 1, Vaud: with Visana, Managed Care costs CHF 605.20 a month in 2026 and Visana Tel Doc CHF 641.70, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Managed Care is the cheaper of the two here: CHF 438.00 saved per year against Visana Tel Doc, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Managed Care is a "Group practice (HMO)" model. Visana Tel Doc is a "Telemedicine and others" model.

  • Managed Care

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

  • Visana Tel Doc

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleManaged CareVisana Tel DocGap per year
300CHF 605.20CHF 641.70CHF 438.00
500CHF 598.60CHF 635.00CHF 436.80
1'000CHF 564.40CHF 600.80CHF 436.80
1'500CHF 535.20CHF 571.70CHF 438.00
2'000CHF 506.10CHF 542.50CHF 436.80
2'500CHF 476.90CHF 513.30CHF 436.80

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.