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Managed Care or Visana Tel Doc — Region 1, Grisons

Region 1, Grisons: with Visana, Managed Care costs CHF 514.60 a month in 2026 and Visana Tel Doc CHF 526.90, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Managed Care is the cheaper of the two here: CHF 147.60 saved per year against Visana Tel Doc, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Managed Care is a "Group practice (HMO)" model. Visana Tel Doc is a "Telemedicine and others" model.

  • Managed Care

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

  • Visana Tel Doc

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleManaged CareVisana Tel DocGap per year
300CHF 514.60CHF 526.90CHF 147.60
500CHF 508.00CHF 520.20CHF 146.40
1'000CHF 473.80CHF 486.10CHF 147.60
1'500CHF 444.60CHF 456.90CHF 147.60
2'000CHF 415.50CHF 427.70CHF 146.40
2'500CHF 386.30CHF 398.60CHF 147.60

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.