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Managed Care or Visana Tel Doc — Region 2, Bern

Region 2, Bern: with Visana, Managed Care costs CHF 521.70 a month in 2026 and Visana Tel Doc CHF 517.00, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Visana Tel Doc is the cheaper of the two here: CHF 56.40 saved per year against Managed Care, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Managed Care is a "Group practice (HMO)" model. Visana Tel Doc is a "Telemedicine and others" model.

  • Managed Care

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

  • Visana Tel Doc

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleManaged CareVisana Tel DocGap per year
300CHF 521.70CHF 517.00CHF 56.40
500CHF 515.10CHF 510.40CHF 56.40
1'000CHF 480.90CHF 476.20CHF 56.40
1'500CHF 451.70CHF 447.00CHF 56.40
2'000CHF 422.60CHF 417.90CHF 56.40
2'500CHF 393.40CHF 388.70CHF 56.40

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.