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Managed Care or Visana Tel Doc — Region 2, Grisons

Region 2, Grisons: with Visana, Managed Care costs CHF 484.30 a month in 2026 and Visana Tel Doc CHF 495.80, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Managed Care is the cheaper of the two here: CHF 138.00 saved per year against Visana Tel Doc, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Managed Care is a "Group practice (HMO)" model. Visana Tel Doc is a "Telemedicine and others" model.

  • Managed Care

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

  • Visana Tel Doc

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleManaged CareVisana Tel DocGap per year
300CHF 484.30CHF 495.80CHF 138.00
500CHF 477.70CHF 489.20CHF 138.00
1'000CHF 443.50CHF 455.00CHF 138.00
1'500CHF 414.30CHF 425.80CHF 138.00
2'000CHF 385.20CHF 396.70CHF 138.00
2'500CHF 356.00CHF 367.50CHF 138.00

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.