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Managed Care or Visana Tel Doc — Thurgau

Thurgau: with Visana, Managed Care costs CHF 507.40 a month in 2026 and Visana Tel Doc CHF 504.60, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Visana Tel Doc is the cheaper of the two here: CHF 33.60 saved per year against Managed Care, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Managed Care is a "Group practice (HMO)" model. Visana Tel Doc is a "Telemedicine and others" model.

  • Managed Care

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

  • Visana Tel Doc

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleManaged CareVisana Tel DocGap per year
300CHF 507.40CHF 504.60CHF 33.60
500CHF 500.70CHF 497.90CHF 33.60
1'000CHF 466.60CHF 463.70CHF 34.80
1'500CHF 437.40CHF 434.60CHF 33.60
2'000CHF 408.20CHF 405.40CHF 33.60
2'500CHF 379.10CHF 376.20CHF 34.80

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.