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Managed Care or Visana Tel Doc — Region 2, Vaud

Region 2, Vaud: with Visana, Managed Care costs CHF 580.90 a month in 2026 and Visana Tel Doc CHF 615.90, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Managed Care is the cheaper of the two here: CHF 420.00 saved per year against Visana Tel Doc, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Managed Care is a "Group practice (HMO)" model. Visana Tel Doc is a "Telemedicine and others" model.

  • Managed Care

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

  • Visana Tel Doc

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleManaged CareVisana Tel DocGap per year
300CHF 580.90CHF 615.90CHF 420.00
500CHF 574.20CHF 609.20CHF 420.00
1'000CHF 540.10CHF 575.00CHF 418.80
1'500CHF 510.90CHF 545.90CHF 420.00
2'000CHF 481.70CHF 516.70CHF 420.00
2'500CHF 452.60CHF 487.50CHF 418.80

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.