Visana Tel Care — Appenzell Ausserrhoden
Appenzell Ausserrhoden: the Tel Care model from Visana costs CHF 500.50 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 500.50, Tel Care is not the lowest premium here: Agrisano goes down to CHF 412.30. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Tel Care costs CHF 741.60 less per year than Visana's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 500.50 | CHF 467.80 |
| 500 | CHF 493.80 | CHF 461.50 |
| 1'000 | CHF 459.70 | CHF 429.60 |
| 1'500 | CHF 430.50 | CHF 402.40 |
| 2'000 | CHF 401.30 | CHF 375.10 |
| 2'500 | CHF 372.20 | CHF 347.80 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 370.10 | CHF 345.90 |
| 500 | CHF 363.50 | CHF 339.70 |
| 1'000 | CHF 329.30 | CHF 307.80 |
| 1'500 | CHF 300.10 | CHF 280.50 |
| 2'000 | CHF 271.00 | CHF 253.30 |
| 2'500 | CHF 241.80 | CHF 226.00 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 128.50 | CHF 120.10 |
| 100 | CHF 122.70 | CHF 114.70 |
| 200 | CHF 116.80 | CHF 109.20 |
| 300 | CHF 111.00 | CHF 103.80 |
| 400 | CHF 105.20 | CHF 98.30 |
| 500 | CHF 99.30 | CHF 92.90 |
| 600 | CHF 93.50 | CHF 87.40 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.